Category Archives: Finance

What Will An Increase in Int. Rates Mean for Bay Area Real Estate?

Doug Duncan, chief economist of Fannie Mae states “A far bigger restraint on home sales is a limited supply that should push up prices by nearly 5% both this year and in 2016. As a result, he expects home sales … Continue reading

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Good Strategy = More Money in Your Pocket!

Pricing your home for a little below market value and hiring a real estate professional are the two BEST ways to get the highest price for your home. For more on this topic, check out Keeping Current Matters (KCM) newest blog … Continue reading

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The Last 40 Years of Mortgage Rates- What Does the Future Have in Store?

When I bought my first house I think our rate was 14%. It was high, but all we wanted to do was buy a house of our own. While home prices have increased dramatically, first time home buyers are very … Continue reading

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Lowest Rates Since June 2013

Everyone knows, mortgage rates are low. But how low are they really and what does this mean for home owners? According to Tony Guaraldi at Guaranteed Rate, “Today is the best rate we have seen since June 2013 and approximately 1/8-1/4% … Continue reading

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Are There Opportunities for Seller’s in Today’s Market?

The KMC Blog, February 25, 2013 According to the National Realtors Association’s (NAR) report released on Thursday, February 21, 2013, the January exsiting homes sales shows a steady increase in home prices. One reason for the uptick in home prices … Continue reading

Posted in Advice On Home Ownership, Aging in Place, Baby Boomers, Finance, Home Buying/Selling, Uncategorized | Leave a comment

Paying Appraisers – Who Gets the Cash?

The new Consumer Financial Protection Bureau is currently reviewing appraisal charges.  While these fees seem fairly standard, the truth about who exactly gets the money is somewhat murky to homebuyers. In addition, I have seen appraisal fees range from $350 … Continue reading

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4 Home Technologies for Energey Efficiency

Our energy bills are “HUGE” and seem to be growing every year. Are you interested in shaving off $200-$400 off your energy bills annually?  I am! Here is what the National Association of Home Builders offers as some high-tech tips: Automated HVAC Systems. … Continue reading

Posted in Advice On Home Ownership, Aging in Place, Environmental Friendly, Finance, Home Buying/Selling, Los Altos Community, Mountain View Community, Palo Alto Community, Senior Community, Sunnyvale Community, Uncategorized | Leave a comment

The New Retiree

65 has been the magic age at which an American worker is supposed to leave the workplace behind and retire.  Given relatively recent economic conditions, Baby Boomers who watched their parents retire comfortably are now left wondering if they will … Continue reading

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First-Time Homebuyer Credit – Repayment Time!

It’s repayment time if you bought a house in 2008 and claimed the First-Time Homebuyer Credit. Luckily the IRS has a tool to help you manage these repayments.  The IRS will no longer send reminder letters to taxpayers who need … Continue reading

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Saving Money on Homeowners Insurance

In today’s economy, homeowners need to save money wherever possible.  If you have ever had a claim and confronted your insurance policy you may have found some surprises. From lack of coverage to rising rates, many homeowners have been left … Continue reading

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