Category Archives: Home Loans

The Last 40 Years of Mortgage Rates- What Does the Future Have in Store?

When I bought my first house I think our rate was 14%. It was high, but all we wanted to do was buy a house of our own. While home prices have increased dramatically, first time home buyers are very … Continue reading

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Buyers Beware: Change to happen August 1st

Come August, buying a home will require a longer turnaround time than it has previously  in the Bay Area. On August 1st, day 1 of Q4, the Dodd Frank Laws in Lending will be implemented. These laws will only apply to individuals … Continue reading

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Lowest Rates Since June 2013

Everyone knows, mortgage rates are low. But how low are they really and what does this mean for home owners? According to Tony Guaraldi at Guaranteed Rate, “Today is the best rate we have seen since June 2013 and approximately 1/8-1/4% … Continue reading

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